Personalized Financial Planning
Financial Planning + Investment Management + Tax Prep
Are you feeling overwhelmed with all of the financial decisions you constantly need to make? Have questions about your employee benefits, 401(k) contributions, buying a house, student loans, stock options, or restricted stock units? Worried that you’re not taking advantage of all of the new opportunities available to you? Want to know how the different pieces in your financial life fit together? You’re not alone!
What You Get
A decision partner to tackle your immediate concerns now and ensure you are continuing to make strides toward your dreams in the future.
How It Works
In the First Year
01.
Introduction
This is an opportunity to meet and learn more about each other. You’ll ask some questions, we’ll ask some questions, and then we decide whether we want to move forward in this process together.
02.
Discovery
We want to learn a lot more about your dreams and current financial situation. To do so we will gather your financial documents and ask you some important questions to help us create a roadmap specific to you.
03.
Map Out Next Steps
Now that we have a good understanding of where you are financially, we can develop the most critical action items for you to take initially so you can make meaningful progress toward your goals. Based on your situation, we will also make suggestions for the order of topics to cover in future meetings.
04.
Implement & Track Your Plan
We will begin to work through the action items in the different areas of your financial life. As we’re doing that, we will also be monitoring your plan and making strategic shifts when your life changes or new opportunities arise.
Ongoing Support & Accountability
In subsequent years, we will typically meet twice per year, depending on what’s going on in your life.
- Review cash flow, investments, progress toward goals, and advance planning for other financial topics – stock option/RSU planning, college funding planning, charitable giving, retirement planning, estate planning, home purchase, etc.
- Employee benefits review and end-of-year tax planning to minimize taxes
For all of our ongoing relationships, we include investment management and annual income tax preparation of one personal return. Discounted access to our annual 1040 tax return prep services is available for additional returns (married filing separately, business, child’s, trust, etc.), if needed.
** We are always available by phone or email in between meetings and expect that you reach out to us when life happens.
Topics We Might Cover Together
Life Design & Goal Setting
Income, Cash Flow, & Budgeting
Savings Plan
Net Worth Tracking
Stock Options & RSU Strategy Review
Employee Benefits
Student Loans
Insurance
Taxes – Planning & Prep
Investments
Retirement Readiness
Estate Planning
Pricing
Core
$9,900+/ year
For tech professionals and executives who want a dedicated financial decision partner.
What’s included?
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Comprehensive financial planning
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Life planning
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Tax planning
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Cash-flow planning
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Investment strategy
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College funding
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Debt payoff planning
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Insurance review
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Employee benefits selection
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Retirement strategy
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Estate planning
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Equity comp planning
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IPO planning
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End of year tax projections
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Personal tax return preparation
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0% advisory fee for assets up to $1mil
Plus
$12,960+/ year
For startup founders, business owners, and more complex planning needs.
Everything in Core, plus:
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Complex equity comp planning
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Rental real estate
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Business ownership
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Owner’s pay analysis
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Retirement account planning
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Exit planning
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Complex tax planning
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Complex estate planning
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0% advisory fee for assets up to $1mil
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Business & trust tax preparation additional
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Bookkeeping additional
All annual fees are broken into monthly or quarterly installments and may be adjusted based on the complexity of your unique situation.
Advisory fees for assets above $1 million
| Assets Under Advisement | Annual Advisory Fee |
|---|---|
| $0 – $1,000,000 | Included |
| $1,000,001 – $3,000,000 | 0.80% |
| $3,000,001 – $10,000,000 | 0.60% |
| $10,000,001+ | 0.40% |